How Telemedicine Can Reduce Employer’s Health Care Costs
When Debbie’s 7 year old daughter came home from school on Friday afternoon with a sore throat and fever, Debbie had no time to drop everything and take her daughter to an urgent care [...]
High Deductible Health Plans Can Be Very Costly
The High Deductible Health Plan Nightmare. According to a recent Gallop Poll, the percentage of uninsured Americans is now the lowest it has been since the 1980’s. The people without health [...]
What is the Individual Mandate Fee?
Tax season is right around the corner and many Americans might be surprised to find out they will have to pay The Individual Mandate Fee or health insurance penalty this year What is The [...]
Employer Reimbursement of Individual Health Insurance Premiums
Can an employer reimburse employees for individual health insurance? In other words, can an employer cancel the company group health plan, allow the employees to buy individual health insurance [...]
Higher Health Insurance Deductibles Changing Consumer Health Care Habits
Higher health insurance deductibles are changing the way consumers seek medical care and could hurt their health in the long run. Simply having health insurance is not enough to persuade [...]
How to Avoid Double Digit Group Health Premium Increases
Group health insurance premiums continue to rise despite political promises that The Affordable Care Act will “level out” health insurance premiums. Small businesses can avoid Double [...]
IRS Sets Maximum Fines for No Health Insurance
The IRS released their maximum fines guidelines last Thursday for those who decide to refuse health insurance coverage under provisions of the Affordable Care Act (ACA). If you can afford health [...]
Health Reimbursement Accounts for Employees
Health Reimbursement Accounts for employees is a strategy that employers can use to reduce group health insurance premiums. A Health Reimbursement Account (HRA), or also known as a Health [...]
IRS Releases High Deductible Health Plan Limits For 2015
The IRS has just released their new 2015 Health Savings Accounts (HSA) and High Deductible Health Plan (HDHP) contribution guidelines for 2015. The contribution limits are up slightly for next [...]
ObamaCare is Increasing the Cost of Healthcare to Large Employers
According to a recent survey conducted by the American Health Policy Institute, Obamacare is increasing the cost of healthcare to large employers and will cost them more – a lot more. [...]