New York Small Group Market Changes

Employers in the New York small group market with 51-100 employees are now subject to the same health plan designs (Community Rating) as employers having 1-50 employees. Community Rating is the [...]

New York City Transit Benefit Mandate

Just another Affordable Care Act (ACA) Mandate that NYC Employers must follow or suffer a penalty: The New York City Transit Benefit Mandate. Here’s what you need to know about the NYC [...]

ACA 2016 Cost Of Living Adjustments

The IRS has recently released the Affordable Care Act (ACA) 2016 Cost of Living Adjustments (Cola) under various provisions of the Internal Revenue Code. These provisions could affect your [...]

Health Republic To Cease Doing Business

Health Republic Insurance of New York has announced it will cease doing business and stop selling health insurance policies by the end of 2015. Health Republic was formed during the passing of [...]

Relief For Small Employers Reimbursing Individual Policies

Recently the Department of Labor (DOL) and Health and Human Services (HHS) offered temporary relief for small employers reimbursing individual policies. The Affordable Care Act (ACA) guidance was [...]

High Deductible Health Plans Can Be Very Costly

The High Deductible Health Plan Nightmare. According to a recent Gallop Poll, the percentage of uninsured Americans is now the lowest it has been since the 1980’s. The people without health [...]

Essential Health Benefits of The Affordable Care Act

Now that the Affordable Care Act (ACA) has been in around for a little over a year now, have you noticed that some health services are now being covered which were not covered in your previous [...]

What is the Individual Mandate Fee?

Tax season is right around the corner and many Americans might be surprised to find out they will have to pay The Individual Mandate Fee or health insurance penalty this year What is The [...]

Employer Reimbursement of Individual Health Insurance Premiums

Can an employer reimburse employees for individual health insurance? In other words, can an employer cancel the company group health plan, allow the employees to buy individual health insurance [...]

Health Reimbursement Accounts for Employees

Health Reimbursement Accounts for employees is a strategy that employers can use to reduce group health insurance premiums. A Health Reimbursement Account (HRA), or also known as a Health [...]

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