Sole Proprietor Plans
Sole proprietor plans are dead thanks to The Affordable Care Act (ACA). But, we do have some creative options.
Finding self-employed health insurance nowadays is not an easy task. Not too long ago, if you were self employed or a sole proprietor, you could qualify for a very robust sole proprietor plan from any major insurance company.
But those days are long gone. However, if you are looking for a sole proprietor health plan,there are still a few options that are available.
New York Self Employed Health Insurance Options
Click the links below to view the plans we offer self employed people or small businesses that no longer qualify for small business group plans:
Option # 1: Employers Network Association – Elite Series PPO Plans
The Elite Series is designed specifically for sole proprietors, self employed individuals, freelancers and 1099 employees.
3 plans to choose from which utilize the Magnacare Network in New York, New Jersey and Connecticut. FirstHealth Network for all other states.
- Elite Platinum – In Network only
- Elite 350 PPO – In and Out of Network
- Elite 500 PPO – In and Out of Network
Note: Application requires health history information which means you must be in good health to qualify. $125 annual association dues
Option #2: How to Qualify for Group Insurance – Hire a Friend or Family Member!
You can hire a family member (son, daughter, nephew or etc.) or a friend and pay them part-time minimum wage (must be 20 hours) to help you qualify for group health insurance plans.
* You will have several choices of health insurance coverage
* You can easily add new employees to your group plan as your company grows
* You will have more paperwork
* You will have to file payroll tax and and quarterly wage reports
Option # 4: Buy an Individual Insurance Policy
You can purchase a Individual Health Plan for yourself and or your family. We represent private insurance plans from the top insurance carriers: CareConnect, MVP and Oscar.
These private insurance plans and are not Obamacare plans which many of the doctors and specialists are not accepting in the tri-state area.
For more information about any of these options or if you have any questions, feel free to contact our friendly staff at: 800-514-3513