Group Life Insurance
Looking for a group life insurance quote for your small business? You’re in the right place. Group life is one of the most valued benefits you can offer—something employees not only want, but truly rely on.
Get Your Free Quote Now or call (914) 633‑1717 to speak with a licensed advisor.
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Group Life Insurance Quotes
If you are looking for a group life insurance quote for your small business, you have come to the right place. Group life insurance is one of those essential benefits that employees want and need.
Why Group Life Insurance Matters for Your Employees
Many employees don’t own life insurance—yet they know they should. According to LIMRA, nearly 30% of Americans lack coverage but recognize the need for it.
There are many reasons: pre-existing health conditions, lifestyle risks, or simply putting it off. For many, employer-provided life insurance is their only coverage.
As an employer, offering group life insurance gives your team access to essential protection—often without the medical hurdles of individual policies. Even employees with health issues can typically qualify under a group plan, giving them peace of mind they might not get elsewhere.
💬 “I’ve always meant to buy life insurance, but between health issues and other priorities, I never got around to it. When my employer offered group coverage, it finally gave me the protection my family needed—no medical exam, no stress.”
— Employee at a small business in New York City
Group Life Insurance: Affordable Predictable and Flexible
Group life insurance is one of the most cost-effective benefits you can offer as an employer. That’s because rates are based on the overall risk of your employee group—not individual medical histories—keeping premiums reasonable for most industries.
For example, if you offer $50,000 in basic coverage at no cost to employees, you can expect to pay between $0.026 and $0.055 per $1,000 of coverage per month per employee.
Rates are influenced by:
- Your industry
- Number of employees
- Employee ages and gender mix
Keep in mind: businesses in high-risk industries like construction or mining may see higher premiums. But for most small and mid-sized companies, group life insurance is affordable, accessible, and easy to implement.
Group Life Insurance Quotes For Your Business
Let Us Do the Group Life Insurance Shopping for You
We work with all the major life insurance carriers to find you the most competitive group life insurance rates—so you don’t have to. Just fill out the short form, and we’ll handle the rest.
You’ll typically receive at least 5 quotes from trusted providers like MetLife, The Hartford, Prudential, Cigna, and more.
Already offering a group life plan? It’s smart to review it. Rates and coverage options change—make sure you’re not overpaying or missing out on better benefits.
👉 Get Your Free Group Life Quote
📩 Just complete the form, and we’ll start comparing the best options for your business.
🔎 Want to learn more about the carriers we work with?
See our top picks for group life insurance providers.
