New York Small Group Market Changes

Employers in the New York small group market with 51-100 employees are now subject to the same health plan designs (Community Rating) as employers having 1-50 employees. Community Rating is the [...]

ACA 2016 Cost Of Living Adjustments

The IRS has recently released the Affordable Care Act (ACA) 2016 Cost of Living Adjustments (Cola) under various provisions of the Internal Revenue Code. These provisions could affect your [...]

Relief For Small Employers Reimbursing Individual Policies

Recently the Department of Labor (DOL) and Health and Human Services (HHS) offered temporary relief for small employers reimbursing individual policies. The Affordable Care Act (ACA) guidance was [...]

Essential Health Benefits of The Affordable Care Act

Now that the Affordable Care Act (ACA) has been in around for a little over a year now, have you noticed that some health services are now being covered which were not covered in your previous [...]

Can You Reimburse Employees for Individual Health Insurance?

What was once considered perfectly legal under IRS guidelines which allowed employers to reimburse employees for purchasing individual insurance coverage is now strictly forbidden by new [...]

IRS Releases High Deductible Health Plan Limits For 2015

The IRS has just released their new 2015 Health Savings Accounts (HSA) and High Deductible Health Plan (HDHP) contribution guidelines for 2015. The contribution limits are up slightly for next [...]

Health Insurance Rates Are Soaring – Broker Survey

If you listen to the news coming out of Washington about Health Care Reform (AKA Obamacare), we should all be sitting in a circle, holding hands and singing Kumbaya because according to [...]

ObamaCare is Increasing the Cost of Healthcare to Large Employers

According to a recent survey conducted by the American Health Policy Institute, Obamacare is increasing the cost of healthcare to large employers and will cost them more – a lot more. [...]

SHOP Exchange Health Care – What You Need to Know

SHOP (Small Business Health Exchange Program) The Small Business Health Options Program (SHOP) is now open and ready to help small businesses have better options to buy their employee health care [...]

Obamacare Self-Defense Strategies For Small Businesses

Obamacare Self Defense Strategies For Small Businesses Obamacare has made providing health insurance confusing for many small businesses. Small business owners are struggling with rising health [...]

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