Get Quotes for Affordable Group Health Insurance in New York
It can be challenging to find cost-effective plans for group health insurance in NY. Sifting through potential health insurance plans can be frustrating and take a lot of time. You might struggle to find small business health insurance options that fit the needs and budget of your employees.
HealthplansNY is here to help. You can access free employee health insurance quotes and compare them to off-exchange health plans. Find the right health insurance plan for your company with the help of Healthplansny.
Learn more about your health insurance options and get a quote today.
Explore Our Group Health Insurance Solutions for NY Businesses
HealthplansNY is proud to be a full-service health insurance agency that helps small business owners in New York. Our 40 years of combined experience make us the best choices for small companies. Explore some of the services we have to offer.
Group Health Insurance
There are many types of health insurance plans available for small business owners. Some companies we work with include Oxford Health Insurance, Empire Blue Cross Insurance, Cigna Health Plans, and more. You can compare the health insurance plans side by side to see which company provides you with the best solution.
A Professional Employer Organization, or PEO, is an entity that partners with a company. They provide the organization and its employees with comprehensive benefits, including health insurance.
Many small business owners choose to work with a PEO so they can access better health insurance coverage for their employees. Additionally, you can save up to 40% on group health insurance by purchasing a plan through a PEO. We work with several quality PEO providers such as Insperity, Vensure, ADP and Paychex just to name a few. We can help determine if working with a PEO is the right option for you.
Frequently Asked Questions
Do I Need a Group Health Insurance Plan in NY?
Group health insurance is a policy that is sponsored by a company for its employees. Small businesses are defined as having anywhere between 2 and 100 workers. Health insurance policies are one of the most requested benefits made by employees.
Organizations with less than 30 workers aren’t required to offer health insurance. However, giving your employees the option to opt into a health insurance plan can make you more desirable than other companies. You can attract high-quality employees by offering them premium benefits.
How Much Does NY Group Health Insurance Cost?
If you employ 2- 100 employees, you are considered a small employer. According to the Kaiser Family Foundation (KFF), the cost of group health insurance for a single person is $780.00 per month or $9,360.00 per year. For a family the cost is $1,871.00 per month or $22,463.00 per year. New York group health insurance premiums are about 39% higher than the national average
If you are a large Employer, over 100 employees, your health insurance costs will vary. Premiums are based on the location of your company, industry, number of employees, gender and residential zip codes.
Underwriting factors could impact the cost as well. For instance, if your employees have high medical claims, your cost per employee could be higher. If you have younger employees that are healthy, your premiums will be much lower. In many cases, large employer rates are lower than small employer rates.
Do I Need to Pay My Employee’s Premium in Full?
Unfortunately, many small business owners find covering their employee’s health insurance premiums in full a burden. This is due to the continually rising costs of health care in the country. Some business owners choose to pay a portion (50%) of their worker’s premium or have the employee pay for 100% of the cost of their dependent’s insurance.
Heathplansny will show you the most affordable options available. You can pick the best health insurance plan that’ll fit within your budget while providing your workers with adequate coverage.
Request a Quote for Group Health Insurance in NY
Our goal at HealthplansNY is to make the group health insurance process as easy as possible. We are a full service group benefits agency which was formed by a partnership between Behr Insurance and The Gerlitz Group. With 40+ years of combined small-business insurance experience, HealthPlansNY.com serves clients across the entire tri-state area – NY, NJ and CT.
How can we help you?
Let’s face it: You can’t afford to watch your insurance rates increase by double -digits every year. HealthPlansNY has developed unique strategies to reduce small businesses’ health-insurance costs. We represent all the major carriers – from Aetna, Blue Cross, Emblem, Oxford and many more.
Get a free Group health insurance quote and compare your rates to other insurance companies available in NY. Or call us directly at: 914-633-1717.