Insperity PEO Review

 In Blog, Insurance Company Reviews

Our unbiased Insperity PEO review sheds light on one of the best HR outsourcing companies in the industry and how your small business can benefit from working with them. According to The National Association of Professional Employer Organizations, there are more than 800 PEOs in the United States. With so many PEOs to choose from, it’s almost impossible to know which firm could be the right choice for your small business. Over the years, we have worked with many of these companies and in our opinion, only one stands above the rest. Here is what you need to know about working with Insperity.

What Is A PEO (Professional Employer Organization)?

insperity peo review

A PEO is a firm that partners with companies to provide comprehensive Human Resources (HR) services. These services include: employee benefits, payroll, workers’ compensation, recruiting, risk/safety management, employee training/development and most importantly, compliance to state and Federal laws.

The PEO concept has been around for more than 30 years now. PEOs give small businesses access to big-business benefits and help them address the issues they consistently report as their top concerns: healthcare, taxes and regulation.

A common misconception for most business owners is that they fear the PEO will replace their Human Resources department, however this couldn’t be further from the truth. A PEO works in unison with the HR department making difficult tasks easier. Thereby, saving the business owner money.

“PEOs provide access to more HR services at a cost that is almost $450 lower per employee,
compared to companies that manage their HR services in-house.”

Source: National Association of Professional Employer Organizations, 2016 Key Findings

Who Is Insperity?

Insperity was founded in 1986 by CEO Paul Sarvadi. Mr. Sarvadi envisioned making business owners’ lives easier by taking HR and administrative burdens off their plates. So, he decided to start a company with a little more than 600 square feet of office space and one telephone.

Since 1986, the company has grown to one of the largest PEOs in the industry. Insperity has more than 60 offices across the United States and more than 2700 employees. Insperity serves more than 100,000 businesses with more than 2 million employees. The company is publicly traded on the New York stock exchange under the symbol NSP and produced earnings of almost 3 billion dollars in 2017.

Insperity delivers administrative relief, better benefits, reduced liabilities and a systematic way to improve productivity through its premier “Workforce Optimization” solution. Additional company offerings include Human Capital Management, Payroll Services, Time and Attendance, Performance Management, Organizational Planning, Recruiting Services, Employment Screening, Financial Services, Expense Management, Retirement Services and Insurance Services

Insperity Company Ratings

The company has an A+ rating with the Better Business Bureau and many online rating services give Insperity top ratings as a PEO provider. Insperity is also accredited by the Internal Revenue Service (IRS) and the Employer Services Assurance Corporation. Not many PEOs have received those endorsements, so this makes Insperity one of the most prestigious PEOs in the market.

Services Provided By Insperity

Insperity offers robust HR services for businesses with as few as 5 employees and as many as 5000. Its competitive pricing and flexible contract arrangements makes them competitive with some of the biggest names in the industry such as ADP and PayChex.

The following is a list of some of the services provided by Insperity which can help your business grow and save money:

Insurance Benefits:

Insperity provides lower cost health insurance benefits through an exclusive arrangement with UnitedHealth Care. Their monthly premium structure saves most businesses more than 20% over traditional small business health insurance.
Other insurance benefits include vision, dental, workers compensation, group life and group disability.

Insperity peo reviewEmployment Screening:

Insperity offers a very robust employee screening process which can help business owners hire quality employees. Popular screening options include: Social Security number check, criminal check, driving records, employment/reference verification and drug testing.

Human resources:

Insperity offers robust HR management services, including recruitment and onboarding resources, online training, handbook and policy development, performance management, termination and dispute assistance, compensation resources and tools, wage and salary surveys, and leadership development.

Bookkeeping and Accounting:

This PEO provides online payroll processing and software. In addition to payroll services, Insperity includes W-2 preparation, attendance tracking, vacation and sick time tracking, paid time off accrual, wage garnishments and payroll management reports.


Overlooking employment laws and regulations or not following the proper protocol can lead to costly litigation and penalties. Insperity can help you adhere to the right policies and practices in place to help limit your liability. Compliance services include: Assess HR compliance, policies and procedures. Provide management training and assistance to control workers’ compensation expenses. Affordable Care Act (ACA) compliance.

Insperity PEO For Your Small Business

Insperity works with brokers like us to introduce business owners to their services. If Insperity is a good fit for your company, they will provide you with a team of experts to handle your HR, benefits, payroll and risk management needs. You can work with these experts to develop HR policies, find the right benefits plans and addressing compliance issues.

Insperity doesn’t require long-term contracts and business owners can cancel their service by providing written notice within 30 days. Even though there is a 5-employee minimum to hire Insperity, they only charge per-employee as opposed to taking a percentage of total payroll like other PEOs.

If you are interested in learning more about Insperity or would like to meet with a specialist, please contact us or call: 914-633-1717.

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