HealthPassNY, Private Health Exchange for Small Business
Have you heard of HealthPass? HealthPass is a private health exchange for small businesses. The not-for -profit health insurance company was started by the Giuliani administration in the 1990’s, HealthPass gives business owners more group health insurance options than any other program in town. If you are a New York small business in need quality affordable and flexible healthcare coverage then HealthPassNY is what you are looking for.
Flexible Low-Cost Health Plans
With some of the lowest cost plans in the industry, small businesses with 2 to 100 employees will find it simple to stay in compliance; Employers can contribute as little as 10% to employees health plans and as few as 20% of group participation is required. So if an employer has 10 employees, only 2 have to buy a health plan. Other employees must have valid spousal coverage waivers, Medicare or Military coverage.
HealthPass offers 49 health plan options from major insurance carriers such as Oxford, Emblem Health, Oscar and HealthFirst.
“Quick Tip: Want a Free Quote From HealthPass? Call Us at: 914-633-1717”
The program combines multiple benefit options within all four metal tiers (Platinum, Gold, Silver and Bronze) mandated by The Affordable Care Act (ACA).
HealthPass is available to businesses located in 14 downstate counties in New York. For instance, coverage areas include; New York City, Brooklyn, Queens, Bronx, Staten Island, Nassau, Suffolk, Westchester, Rockland Putnam, Dutchess, Sullivan and Ulster Counties.
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As a private exchange and with a menu of 49 health plans to choose from, the result is employers and employees have more choices to choose from. Healthpass New York is perfect for small businesses and whether you’re an employer or an employee, you’ll be excited about the options they have to offer.
More Than Just Health Insurance
In addition to health insurance, employees are able to choose from:
Term Life, AD&D & Long Term Disability
ID Theft Protection Plans
Section 125 POP Kit
Hearing Benefit Program
HealthPass empowers employers to choose a designed contribution plan towards their employee’s health care coverage. It also lets the employees decide which plans fit their unique needs and budget. With over 200,000 physicians and hospitals in their network, your employees will have the flexibility to meet their health, dental and personal needs.
How Can HealthPass Help Your Small Business?
Traditionally, health carriers don’t allow for a choice of plans. Most insurance carriers will only offer 2 or 3 health plans. HealthPassNY lets you decide the plan that is right for you. Your employees can choose from a menu of over 49 different plans ranging from the highest health care coverage (Platinum) to a plan that only covers catastrophic medical coverage (Bronze).
What truly makes this program unique is that no matter what health coverage your employees choose or how many plans you offer, it all comes under one bill making the administration of your health care program a breeze.
HealthpassNY is a truly flexible and affordable health care program for every small business in New York. Looking for a quote for your small business? Contact us or Call us today at: 914-633-1717