NYS Mandatory Disability
New York State requires all employers to provide
Short Term Disability coverage for all their employees.
Have You Compared Your NYS Mandatory Disability Rates Lately?
Often Over Looked, Often Overpaid!
Monthly Premiums Paid Annually
(Rates for groups of 1-49 employees)
| INSURANCE COMPANY | FIRST REHABILITATION | GUARDIAN | HARTFORD | MUTUAL OF OMAHA | STANDARD LIFE | ZURICH |
|---|---|---|---|---|---|---|
| Male Rates | $2.25 | $2.35 | $2.45 | $2.75 | $2.45 | $1.66 |
| Female Rates | $4.95 | $5.11 | $5.70 | $5.90 | $5.65 | $3.78 |
| Minimum Premium | $125.00 | $60.00 | $45.00 | $60.00 | No Minimum | No Minimum |
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